Vehicle Loans

Fast loans for fast cars! Or slow ones. Or trucks. Or SUVs. Or jeeps…you get the picture!

Need a new set of wheels? Maybe just a new loan? Whether you’re shopping for another car or want to lower your current car payment – we can put you in the driver’s seat with an affordable auto loan*.

Plus, you can get pre-approved for your loan so you’ll have more buying power at the dealer!

Our auto loans are fully loaded!

  • New or used vehicles – Buy or refi
  • Low, competitive rates
  • Flexible payment options – Monthly, Semi-Monthly, Bi-Weekly or Weekly
  • Quick and easy loan processing
  • Pre-approvals
  • Loan protection, insurance and warranty options**

Are you the adventurous type? Like to get your pulse racing…even just a little bit?

Whether you like to travel the states in a comfy RV, tube the lake in a fast speed boat, or feel the wind-whipping rush a chopper delivers, we can get your pulse racing with a recreational/power sport loan*!

Our adrenaline-pumping offer includes:

  • New or used
  • Low, competitive rates
  • Flexible terms
  • Pre-approvals
  • Loan protection, insurance and warranty options**
  • Payment protection available

Ready to get behind the wheel? Let’s get started.

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*All loans subject to credit approval. | **Insurance and Warranty products are not products of the credit union; and are not obligations of or guaranteed by the credit union. Insurance or warranties may be purchased from an agent or an insurance company of the member’s choice; and the credit union makes no representations as to the services of any provider.

Do you have a safety net if the unexpected hits?

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan
balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums. Protect your loan
payments today so you can worry a little less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.

Ready to give your family extra protection? Let’s get started.

  • Please note:Member's Choice payment protection is available for One Vision Credit Union loans only. Mortgages are not eligible for this product.

    Additional disclosure info here.

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*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

If your car is totaled or stolen and not recovered, your insurance may not pay everything you owe.

GAP is short for Guaranteed Asset Protection, but it really does take care of a gap in your insurance coverage.

A vehicle’s value declines as a result of depreciation, and your loan balance can be higher than the Actual Cash Value (ACV) which is established by your insurance company. GAP reduces or eliminates the added expense and pays the difference between the ACV of your vehicle, as determined by your insurance company, and the balance still owed.

Ask our lending team if GAP is right for you.

GAP Auto Information