Auto Loans

Fast loans for fast cars! Or slow ones. Or trucks. Or SUVs. Or jeeps…you get the picture!

Need a new set of wheels? Maybe just a new loan? Whether you’re shopping for another car or want to lower your current car payment – we can put you in the driver’s seat with an affordable auto loan*.

Plus, you can get pre-approved for your loan so you’ll have more buying power at the dealer!

Our auto loans are fully loaded!

  • New or used vehicles – Buy or refi
  • Low, competitive rates
  • Flexible payment options – Monthly, Semi-Monthly, Bi-Weekly or Weekly
  • Quick and easy loan processing
  • Pre-approvals
  • Loan protection, insurance and warranty options**

Ready to get behind the wheel? Let’s get started.

Auto Loan Benefits

*All loans subject to credit approval. | **Insurance and Warranty products are not products of the credit union; and are not obligations of or guaranteed by the credit union. Insurance or warranties may be purchased from an agent or an insurance company of the member’s choice; and the credit union makes no representations as to the services of any provider.

Do you have a safety net if the unexpected hits?

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan
balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums. Protect your loan
payments today so you can worry a little less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.

Ready to give your family extra protection? Let’s get started.

  • Please note:Member's Choice payment protection is available for One Vision Credit Union loans only. Mortgages are not eligible for this product.

    Additional disclosure info here.

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*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

If your car is totaled or stolen and not recovered, your insurance may not pay everything you owe.

GAP is short for Guaranteed Asset Protection, but it really does take care of a gap in your insurance coverage.

A vehicle’s value declines as a result of depreciation, and your loan balance can be higher than the Actual Cash Value (ACV) which is established by your insurance company. GAP reduces or eliminates the added expense and pays the difference between the ACV of your vehicle, as determined by your insurance company, and the balance still owed.

Ask our lending team if GAP is right for you.

GAP Auto Information

Give your vehicle the TLC it needs to go the extra miles…and the extra years.

Your miles can add up quickly, but the repair costs don’t have to follow suit. With MEMBER’S CHOICE® Mechanical Repair Coverage, you can deflect some risk of those future, pricey repairs while giving your car the TLC it needs to remain in top condition.

Benefits*:

  • Good at any authorized repair facility in the U.S. or Canada
  • Rental reimbursement
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement (Not available to NY residents)
  • Transferable: to increase resale value
  • Receive a full refund within first 60 days or a pro-rated refund thereafter (less an administrative fee)
  • Deductible options

Ready to give your vehicle some extra TLC? Let’s get started.

*Program details may vary by state. Ask a One Vision FCU Member Services Representative for complete details or receive a quote by calling 812-945-4600.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc.