HOW TO PROTECT YOURSELF AGAINST FRAUDULENT TEXT (SMISHING)

In an era where technology connects us more than ever, it’s crucial to protect your personal information. One way that fraudsters use to gain your personal information is through deceptive text messages. These fraudulent texts, often known as “smishing” (SMS phishing), can seriously threaten your financial well-being if not handled with caution.

Here’s what you need to know to protect yourself.

5 Signs Your Text Message Could Be Fake:

• Misspelled words.
• Letters that should not be capitalized.
• Incorrect grammar.
• Asking for personal information.
• A link that doesn’t look right.

7 Steps to Avoid Becoming a Smishing Victim:

• Don’t click on links in text messages from unknown senders. Even messages from people you know could be malicious.
• Never give out private or financial information.
• Verify requests from banks or businesses by contacting them directly.
• Watch for messages with non-mobile numbers. Scammers use email-to-text services to hide their identities.
• Don’t make quick decisions under pressure. Criminals use this tactic to manipulate you.
• Verify the source and do your research before responding to suspicious texts.
• If you receive a text saying we want to cancel your credit card, use the number on the back of your card to call. Don’t call unknown numbers given to you by texters.

Remember – One Vision Credit Union will not call, text, or email our members asking for personal information, account information, or passcodes.  You should always be skeptical of anyone asking for such information.  If the text message provides for you to respond to stop future texts, don’t do it. Sending such a message to a scammer merely alerts them that yours is an active phone number.

Of course, phone scams aren’t just limited to texting. Fraudsters may also call you impersonating your financial institution or other trusted source. Always be wary of incoming calls asking for personal information or passcodes.

What to Do if You Become a Victim of Smishing or a Fraudulent Phone Call

It may be hard to decipher a smishing attack, but if you fall victim, you should have a plan in place to help rectify the situation immediately.

• Report the suspected attack to your financial institution.
• Freeze credit cards to prevent fraudulent purchases.
• Change all passwords and account PINs where possible.
• Scan your mobile device for viruses using an anti-malware app.
• Monitor finances, credit, and various online accounts for unfamiliar activity.

Stay vigilant and informed to protect your personal information. Your proactive measures are crucial in maintaining a secure financial environment.

When we say #communitymatters, we mean it! ‍‍‍❤

One Vision Credit Union staff participated in Habitat For Humanity Clark & Floyd Indiana’s Walls Up Blitz Day on May 10th. Because of the dedication of local volunteers, two incredible families will be able to fulfill their dream home ownership.

Community focus and volunteerism are integral to the credit union philosophy of “People Helping People.” It’s something we are passionate about.

As your only #hometowncreditunion, we are proud to say we have been helping build COMMUNITY in Southern Indiana since 1954.

New Credit Score Tool

One Vision Credit Union is excited to announce our new credit score tool. This tool will allow you instant access to your credit score and credit report, along with personalized tips on how to optimize your credit score. This new financial education piece is available free of charge on our Online Banking platform.  Click here to learn more. 

Community Event Room

Event space. Gathering space. This is the Community Room.

Need to rent a room for your next corporate or social event? Our Clarksville office has a community room available for rent to anyone in the community, and at a discounted rate for members.

• Accommodates catered wedding rehearsal dinners, baby or wedding showers, birthday parties, business meetings and more
• Full kitchen, tables and chairs provided
• Projector and large screen available for use.

Rates

Our community room is reserved in 4 hour blocks.

To rent the community event room today, contact us today.