Privacy Policy

FACTS WHAT DOES ONE VISION FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and information obtained on application and other forms
• Transaction history and information received from consumer reporting agencies
• Overdraft history and account information
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons One Vision Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does One Vision share? Can you limit sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
To offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes –
Information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Who we are
Who is providing this notice? One Vision Federal Credit Union
What we do
How does One Vision Federal Credit union protect my personal information? We collect your personal information, for example, when you:
• Show your government issued ID
• Open an account or make a deposit or withdraw
• Make a wire transfer
• Apply for a loan
We also collect personal information from others, such as credit bureaus
Why can’t I limit all sharing? Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See your rights under Indiana law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial or nonfinancial companies.
We do not have any affiliates
Nonaffiliates Companies no related by common ownership or control. They can be financial and nonfinancial companies
We do not share information with nonaffiliates.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
We share personal information with CUNA for insurance products

Mobile App Policy

The One Vision Credit Union mobile banking app periodically collects, transmits, and uses geolocation information to enable features that allow you to locate branches and/or ATMs for member use, but only if the End User expressly authorizes collection of such information. The One Vision Credit Union CardNav (for VISA credit cards) periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information.

Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.


Digital Wallet (Apple Pay, Google Pay, etc) Terms and Conditions

The storage and usage of your One Vision Federal Credit Union credit card number and credentials corresponding to your credit card number in this mobile wallet are subject to the terms and conditions of the applicable cardholder and digital wallet agreements with One Vision Federal Credit Union, as in effect from time to time. Please contact One Vision Federal Credit Union for more information.