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So good, it’s the ONE and only checking account you need.

How good? How about you earn 5% APY* dividends on your balance up to $1,000 good?!?! But that’s not all…not even close.

Your ONEAccount, the ONE and only account you need, offers:

  • Up to 5% APY* on your checking balance
  • Discounts on loans with direct deposit**
  • Free mobile banking with remote deposit
  • Free online banking and bill pay
  • Free eStatements
  • Overdraft protection options
  • Mastercard® Debit Card
  • Access to nationwide, surcharge-free ATMs and Co-Op shared branching locations
  • Fraud alerts

Are you 55 or older? If you don’t quite meet all the requirements to earn 5% APY* but have direct deposit of at least $500 per month and e-statements, you’ll receive dividends of 0.10% plus one free box of checks annually.

Members 13-17 years of age are welcome to open a ONEAccount with a parent serving as a joint owner (co-signer) of the account.

*Earn 5% APY (Annual Percentage Yield) dividends on checking account balances up to $1000, then 1.0% from $1000.01 to $5000 and 0.10% for $5000.01+. Dividends are calculated on a daily balance method and are compounded and credited monthly. Rates are subject to change after the account is open. Minimum opening deposit of $25. Fees may reduce earnings. Must make direct deposits of at least $500 monthly, conduct 15 debit card transactions totaling $300+ per month (ATM transactions do not apply) and receive eStatements to earn dividends.

Example: With average daily balance of $10,000, you’d earn 5% APY on the first $1000 of the average balance, then 1% APY on the next $4000 of the average balance, then .10% APY on the remaining $5000 average balance for a dividend total of $7.81 based on a 30 day month.

Balance (Example: $10,000)APYAverage Monthly Dividend Earnings
0.01 to $1,000.00Earn 5%$4.11
$1,000.01 to $5,000.00Earn 1%$3.29
$5,000.01 and upEarn .10%$0.41

**Subject to credit approval and eligibility requirements. Example: Use account balance with dividends paid.