| |
Loan
Rates
Automobile Loans
Boats, RVs, Motorcycles
and Other Vehicles
Real Estate Loans
Other Loans
|
Automobile
Loans |
| Description |
Term |
Annual
Percentage Rate |
Sample
Payment |
| New
Auto and Light
Trucks 2008 - 2007 Models: |
Sample
payment based on $10,000 loan amount
for maximum term. |
| 100%
Loan to Value Ratio |
Up
to 60 Months |
5.49% |
$205.47/mo |
| Over
$20,000 Borrowed |
Up
to 72 Months |
6.24% |
$181.81/mo |
| Used
Auto and Light Trucks
2006 - 2001 |
Sample
payment based on $10,000 loan amount
for maximum term. |
| 100%
Loan to Value Ratio |
Up
to 60 Months |
5.74% |
$206.68/mo
|
Used
Auto and Light Trucks
2000 and older |
Sample
payment based on $10,000 loan amount
for maximum term. |
| 100%
Loan to Value Ratio |
Up
to 48 Months |
7.74% |
$258.90/mo |
|
The above Annual Percentage Rates represent the
lowest rate offered for each specific described
loan type. Your rate may be different and is based
on your personal credit data. 5% APR Minimum.
Above payments include single coverage of Life
and Disability Insurance.
LTV Loan to Value maximum percent of the value
of the home One Vision FCU will lend you.
The above rate includes a .25% rate reduction for auto transfer from OVFCU account.
Rates and terms are subject to change without notice.
Rates Shown are effective 01/03/2008.
Rates and terms are quoted for comparison purposes
only, other restrictions may apply,
call a Loan Officer for a quote for your personal
needs at 1-812-945-4600. |
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to Top
| Motorcycles,
Boats, RVs, Campers, ATV's, Jet Ski |
| Description |
Term |
Annual
Percentage Rate |
Sample
Payment |
| New
2008 - 2007 Models |
Sample payment based on $10,000 loan amount
for maximum term. |
| 100%
Loan to Value Ratio |
up to 60 mo |
6.74% |
$211.56/mo |
|
Over
$20,000 Borrowed |
up to 84 mo |
7.24% |
$167.65/mo |
|
Over
$30,000 Borrowed |
up to 120 mo |
8.24% |
$139.53/mo |
| Used
2006 - 2001 Models |
up to 60 mo |
7.24% |
$214.03/mo |
|
Over
$20,000 Borrowed |
up to 84 mo |
7.74% |
$170.25/mo |
|
Over
$30,000 Borrowed |
up to 120 mo |
8.74% |
$142.40/mo |
| Used
2000 and older |
Sample payment based on $10,000 loan amount
for maximum term. |
| 100%
Loan to Value Ratio |
up to 36 mo |
9.29% |
$335.21/mo |
|
|
up to 48 mo |
9.34% |
$266.75/mo |
|
|
up to 60 mo |
9.49% |
$226.89/mo |
|
The
above Annual Percentage Rates represent the
lowest rate offered for each specific described
loan type. Your rate may be different and is
based on your personal credit data. 5% APR Minimum.
Above payments include single coverage of Life
and Disability Insurance.
LTV Loan to Value maximum percent of the
value of the home One Vision FCU will lend
you.
The above rate includes a .25% rate reduction for auto transfer from an OVFCU account.
Rates and terms are subject to change without notice.
Rates Shown are effective 01/03/2008.
Rates and terms are quoted for comparison purposes
only, other restrictions may apply,
call a Loan Officer for a quote for your personal
needs at 1-812-945-4600. |
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to Top
| Real
Estate Loans |
|
| Description |
Term |
Annual
Percentage Rate |
Sample
Payment |
| First
Mortgage: |
|
| Purchase/Refinance |
Up
to 30 years |
Call
for current market rates |
Call
for a quote |
| Non-Purchase
up to 80% LTV |
Up
to 30 years |
Call
for current market rates |
Call
for a quote |
| Second
Mortgage: |
Sample
payment based on $10,000 loan amount for maximum
term. |
| Up
to 80% LTV |
Up
to 15 years |
Call
for current market rates |
Call
for a quote |
| Home
Equity Line of Credit: |
|
| Up
to 100% LTV |
Up
to 15 years |
Variable
Rate based on Prime Rate |
Call
for a quote |
|
Rates
Shown are effective 01/03/2008.
Rates and terms are subject to change without notice.
Rates and terms are quoted for comparison purposes
only, other restrictions may apply, call a Loan
Officer for a quote for your personal needs at
1-812-945-4600.
LTV - Loan to Value - maximum percent of the value
of the home One Vision FCU will lend you.
|
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to Top
| Other
Loans |
| Description |
Term |
Annual
Percentage Rate |
Sample
Payment |
| Signature: |
Sample
payment based on $10,000 loan amount for maximum
term. |
| Revolving |
Line
of Credit |
8.50% |
3%
of amount borrowed |
| Open-End |
Line
of Credit |
8.50% |
3%
of amount borrowed |
| Special
Loans (Vacation, Tuition) Based on Loan Amount
Of $1,200 |
Up
to 12 Months
Up to 24 Months |
7.00%
8.00% |
$105.68/mo
$ 56.13/mo |
| Share
Secured: ** |
|
| 100%
Secured |
Quarterly
Interest Payments required. |
Share
Rate
plus 2%** |
Based
on Terms |
| Share
Certificate Secured:** |
Quarterly
Interest Payments required. |
Certificate
Rate plus 2%** |
Based
on Terms |
| Credit
Cards: |
|
| Please
click here for
Important Disclosure
& Application |
Visa®
Revolving |
8.90% |
3%
of Balance |
| The
above Annual Percentage Rates represent the lowest
rate offered for each specific described loan
type. Your rate may be different and is based
on your personal credit data. 5% APR Minimum.
Above payments include single coverage of Life
and Disability Insurance.
LTV Loan to Value maximum percent of the value
of the home One Vision FCU will lend you.
Rates and terms are subject to change without notice.
Rates Shown are effective 01/03/2008.
Rates and terms are quoted for comparison purposes
only, other restrictions may apply,
call a Loan Officer for a quote for your personal
needs at 1-812-945-4600.
**Secured rates are based on the current dividend
rate for Prime Shares and Share Certificates.
|
Your savings federally insured to at least $250,000
and backed by the full faith and credit
of the United States Government
|
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