Loan Products

The credit union offers a large variety of loan products. All our loans are simple interest and there is never a prepayment penalty on any credit union loan.


Automobiles, Trucks, Vans, and SUVs:


One Vision FCU understands that our members live in a fast-paced world and must have a means to get around. That can be anything from a bare bones vehicle to get you to and from work to the hard working heavy-duty truck to the family van transporting our most precious gift of children to school or recreational activities.

Check our rates and terms and you will find that One Vision FCU can put you behind the wheel of a small compact or a large SUV - whatever fits your style. Check out the value of the vehicle you want by visiting nadaguides.com. Now that you're ready to go shopping," call the office today for a loan officer and we can have you rolling along in no time at all.

  • Apply for a Loan Now
  • Request More Information
  • See Current Loan Rates
  • Calculate an Estimated Payment



  • Boat Loans, Motorcycle Loans, RV Loans:

    As our lives change and grow --- the reality of other kinds of transportation fills our imaginations. One Vision FCU is prepared to grow with you with a variety of loans to assist you in capturing your dream. We offer competitive rates on all types of vehicles, all you have to do is call the office and talk to someone in our Lending Department.

  • Apply for a Loan Now
  • See Current Loan Rates
  • Request More Information
  • Calculate an Estimated Payment


  • Signature Loans and Revolving Credit Loans:

    For those purchases you don't want on your credit card or for those of you who don't like using credit cards, then One Vision's signature loan programs are for you. The only collateral you need is your signature. Our loan department can give you more information on either of these loans.

  • Apply for a Loan Now
  • See Current Loan Rates
  • Request More Information
  • Calculate an Estimated Payment



  • VISA®:

    Credit cards are a handy payment system that can enrich your life. One Vision VISA™ Program has a low Fixed Rate and No Annual Fee. Unnecessary credit card debt with high interest rates only causes worry. For peace of mind, come by for a One Vision FCU credit card.


  • Apply for a VISA® Card Now
  • Request More Information
  • See Current Loan Rates



  • First and Second Mortgage Loans:

    We offer mortgage loans for you to take advantage of the equity in your home. These loans can have a maturity of up to 15 years. We watch the costs associated with such loans to protect our members while offering market rates and comfortable terms.

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  • Apply for a Loan Now



  • Home Equity Loans:


    These line-of-credit mortgage loans allow the equity in your home to be at your fingertips for those much-needed repairs on the home or for those vacations for much needed repairs of your spirit. Check out our competitive rates and closing costs.

  • Request More Information
  • Apply for a Loan Now
  • See Current Loan Rates
  • Calculate an Estimated Payment




  • Loan Protection Insurance:

    Both credit life and credit disability insurance is offered on all our loans, except mortgage loans. Why worry that you won't be able to meet all your financial responsibilities in case you are sick or injured? With our low cost credit disability it will pay on your credit union loans while you are off from work. Our credit life insurance will make life easier for your loved ones in the event of your death. Don't leave them behind with your bills, sign up for credit life on all your credit union loans.



    Your savings federally insured to at least $250,000
    and backed by the full faith and credit
    of the United States Government


    We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.