Fee Schedule:

Various, fees, charges, and limitations apply to the different type of accounts and services that are offered by One Vision:

Membership Fee

$1.00 ea.

Close Account Fee (within first 6 months of opening account)

$5.00 ea.

Reopen Account Fee (within 6 months of closing)

$10.00 ea.

Draft Monthly Service Fee

FREE

“phONE Vision” Audio Response Service

FREE

“ePay with Vision - Classic” On-Line Banking Service

FREE

“ePay with Vision - Plus” On-Line Banking Service

$5.00/mo

Debit Card POS Transactions

FREE

NSF Fee / Overdraft Pay Fee (Draft, ACH, ATM/Debit Card, ePay with Vision)

$23.00 ea.

Stop Payment Fee (Draft, ACH, ATM/Debit Card, ePay with Vision)

$10.00 ea.

NSF Stop Payment Fee (Draft, ACH, ATM/Debit Card, ePay with Vision)

$23.00 ea.

Overdraft Transfer from Shares

$2.00 ea.

Share Draft Copy Fee

$3.00 ea.

Draft Printing Fee

Prices Vary

ATM/Debit Card/PIN Replacement Fee

$5.00ea.

Standard Proof of Payment (Debit Card, ePay)

$15.00 ea.

“ePay” Enrollment Fee

FREE

“ePay” Monthly Maintenance Fee

FREE

“ePay” Payments Returned due to Member Error

$10.00 ea.

“ePay” Check Cancellation

$10.00 ea.

“ePay” Written Correspondence to Payee

$15.00 ea.

Money Market Fee

     (For any MMA balance that drops below $2,500)

$5.00 mo.

     (For more than 3 checks to third party and/or more than 6 transactions in one calendar month)

$5.00 ea.

Domestic Outgoing Wire Transfer Fee

$15.00 ea.

International Outgoing Wire Transfer Fee

$50.00 ea.

Incoming Wire Transfer

FREE

Teller Check to Third Party Fee

$2.00 ea.

Money Order Fee

$1.00 ea.

Cashier’s (Certified) Check Fee

$5.00 ea.

VISA Gift Cards

     Member

$3.50 ea.

     Non-Member

$5.00 ea.

Mortgage Payoff Fax Fee

$20.00 ea.

Records Copy Fee (statements, histories, etc.)

$2.00 pg.

IRA Transfer/Close Account Fee

$20.00 ea.

Account Research/Reconciliation Fee

$20.00 hr.

Garnishment/Levy Fee

$30.00 ea.

Christmas Club Early Withdrawal Fee

$5.00 ea.

Dormant/Inactive Account Fee

$5.00 qtr.

ATM Transaction Fee (per membership account)

     First 6 in a calendar month

FREE

     Excess of 6 in a calendar month

$1.00 ea.

VISA Card/PIN Replacement Fee

$5.00 ea.

USPS Return Mail Fee

$2.00 ea.

Returned Check Fee

     (For the Member’s Personal Checks drawn on another financial institution)

$23.00 ea.

     (For Non-Member Personal Checks drawn on another financial institution)

$5.00 ea.

Payroll Check Cashing Fee

     with active share draft account

FREE

     no share draft, share balance $100+

FREE

     no share draft, share balance less than $100

$2.00 ea.

All fees are subject to change by action of the Board of Directors. Contact the Credit Union for current information.

* Fees shown are effective 06/01/2008

*Free with active share draft account
Stop payments on MasterMoney Debit Card are prohibited.



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and backed by the full faith and credit
of the United States Government